Who and What NCTUE is All About

NCTUE is a non-profit, FCRA-compliant consumer credit reporting agency comprised of 160+ service providers. These member-contributors are able to access consumer payment histories to manage their credit portfolios better, make well-informed decisions, and better identify and manage financial risk associated with fraudulent account openings and unpaid closed accounts.

 

 

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The Benefits of NCTUE Membership

With approximately 500 million records in the database, NCTUE is the premier, industry-specific data source for accurately assessing new applicant risk. NCTUE allows members to screen new consumers for customer service applications and unpaid closed accounts to decrease write-offs and improve profitability.

By joining NCTUE, members can:

  • Identify whether a new applicant has outstanding, unpaid balances resulting in unpaid closed accounts from other member companies.
  • Gain insight into fraudulent new applications containing duplicate or invalid Social Security numbers.
  • Access unique, industry-specific data sources to accurately determine deposits.
  • Retrieve updated address information from other members to greatly improve skip tracing and collections results.
  • Receive management reports to view unpaid closed accounts, payment profiles, account reviews, activity analysis, and more.

To learn more about how the NCTUE is good for your business, your consumers, and your communities, download this eBook.

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Who Can Join?

You should join if you are a national, regional, or local company providing a range of services including telephone, cable TV, gas, electricity, internet, water, home security, and more. Membership is governed by member agreements, operating guidelines, and bylaws. Eligibility and data usage is governed by the member-led NCTUE board of trustees.

To Get Data, You Must Contribute Data

Members are required to contribute their consumer data to receive data.

  • When members anonymously contribute data online or through batch uploading, the consumer database grows and the data becomes even more valuable.
  • With your contribution, everyone wins!
  • By giving, you receive.
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Your Membership Matters

Now that you know the benefits of an NCTUE membership, why not join?

JOIN NOW