Join NCTUE® for a clearer picture of consumer credit.

Analyze consumer data. Elevate opportunities for reduced losses and improved collections. NCTUE empowers members to make better decisions without increasing risk.

BECOME A MEMBER

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Smarter up-front decision making

Every year, companies write off millions of dollars in bad debt due to fraudulent account openings, outstanding balances, and unpaid closed accounts (UCAs). You don’t have to be one of them.

By joining the National Consumer Telecom & Utilities Exchange (NCTUE®), you’ll gain member-only access to Fair Credit Reporting Act (FCRA)-compliant data on millions of consumers in a centralized location.

467M+

active accounts

238M+

distinctive customers

38M+

customers not found in traditional credit reporting.

160+

member contributors

How NCTUE can Help You!

An initial fraud alert indicates to anyone requesting your NCTUE Disclosure Report that you suspect you are a victim of fraud. When you or someone else attempts to open a service account in your name, the service provider should take steps to verify that you have authorized the request. If the service provider cannot verify this, the request should not be satisfied.

An extended fraud alert is similar to an initial alert, except that it lasts for 7 years, and to verify your request, a service provider must contact you on the telephone number(s) you provided to NCTUE when you requested the extended fraud alert. A valid police report showing that you have been a victim of identity theft is required to place an extended fraud alert.

An initial fraud alert indicates to anyone requesting your NCTUE Disclosure Report that you suspect you are a victim of fraud. When you or someone else attempts to open a service account in your name, the service provider should take steps to verify that you have authorized the request. If the service provider cannot verify this, the request should not be satisfied.

An extended fraud alert is similar to an initial alert, except that it lasts for 7 years, and to verify your request, a service provider must contact you on the telephone number(s) you provided to NCTUE when you requested the extended fraud alert. A valid police report showing that you have been a victim of identity theft is required to place an extended fraud alert.

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NCTUE data has improved our customer service. We look at that opening score … and we can say we should do something different about our customers at high risk of not paying. For our lower-risk customers, we could give them a little more time.

Guy Epps
Comcast Person

Interested in becoming a member? Contact us.

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